@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{color-scheme:dark;--bg:#090e17;--surface:#111b29;--surface2:#162334;--line:#2b394a;--text:#f3f6fb;--muted:#a3b1c3;--gold:#dcb874;--gold2:#f0d9a5;--radius:18px;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.65 'DM Sans',system-ui,sans-serif}body:before{content:'';position:absolute;inset:0 0 auto;height:620px;background:radial-gradient(ellipse 60% 75% at 82% 8%,#293b46 0%,transparent 74%);pointer-events:none;z-index:-1}a{color:inherit;text-decoration:none}a:hover{color:var(--gold2)}button,input{font:inherit}button{cursor:pointer}img,svg{max-width:100%}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.container{width:min(calc(100% - 36px),var(--max));margin-inline:auto}.skip{position:absolute;top:-100px;left:16px;background:#fff;color:#111;padding:10px;z-index:20}.skip:focus{top:12px}.header{position:sticky;top:0;z-index:15;background:rgba(9,14,23,.93);border-bottom:1px solid #263140;backdrop-filter:blur(14px)}.header-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{display:flex;align-items:center;gap:12px;font:800 16px 'Manrope',sans-serif;letter-spacing:.05em;white-space:nowrap}.brand-mark{width:40px;height:40px;border:1px solid #a98d5a;border-radius:12px;display:grid;place-items:center;color:var(--gold);background:#1d2630}.brand em{font-style:normal;color:var(--gold)}.nav{display:none;align-items:center;gap:26px}.nav a{font-size:13px;font-weight:700;color:#c4ceda}.nav a:hover{color:var(--gold)}.menu-button{display:flex;align-items:center;justify-content:center;background:var(--surface);border:1px solid var(--line);color:#fff;width:42px;height:42px;border-radius:12px}.mobile-nav{display:none;border-top:1px solid var(--line);padding:14px 0 20px}.mobile-nav.open{display:grid;gap:8px}.mobile-nav a{display:block;padding:10px 6px;color:#d8e0e9}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}h1,h2,h3{font-family:Manrope,system-ui,sans-serif;line-height:1.2;letter-spacing:-.035em}h1{font-size:clamp(2.55rem,6vw,5.15rem);margin:18px 0 24px;max-width:860px;font-weight:800}h2{font-size:clamp(1.75rem,3.4vw,2.55rem);margin:0 0 16px}h3{font-size:1.13rem;margin:0 0 10px}.lead{font-size:clamp(1.03rem,2vw,1.2rem);color:#b9c5d2;max-width:680px}.hero{padding:74px 0 68px}.hero-grid{display:grid;gap:44px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:12px;padding:13px 19px;font-weight:800;font-size:14px;border:1px solid var(--line);transition:transform .2s,background .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:#111823;border-color:var(--gold)}.btn-primary:hover{color:#111823;background:var(--gold2)}.btn-secondary{background:#192332;color:#edf2f8}.trust{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:36px;color:#a6b4c4;font-size:12px}.trust span:before{content:'✓';color:var(--gold);margin-right:8px}.hero-panel{background:linear-gradient(150deg,#1c2a3a,#101925);border:1px solid #344456;border-radius:24px;padding:22px;box-shadow:0 30px 90px #0004}.panel-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.panel-tag{font-size:11px;letter-spacing:.1em;color:var(--gold);font-weight:800}.pill{border:1px solid #56604f;color:#d6c59d;border-radius:99px;padding:4px 9px;font-size:11px}.mini-card{background:#0f1825;border:1px solid #2c3948;border-radius:14px;padding:18px;margin:10px 0}.mini-card strong{display:block;font-size:26px;font-family:Manrope}.mini-card p{font-size:12px;color:#a9b6c6;margin:2px 0 0}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.mini-grid .mini-card{margin:0}.mini-grid strong{font-size:21px}.spark{height:84px;margin:12px 0 5px;width:100%}.section{padding:68px 0}.section-alt{background:#0d1520;border-block:1px solid #1d2a39}.section-head{display:flex;justify-content:space-between;align-items:end;gap:16px;margin-bottom:30px}.section-head p{max-width:620px;color:var(--muted);margin:0}.link-arrow{font-size:13px;color:var(--gold);font-weight:800;white-space:nowrap}.cards{display:grid;grid-template-columns:1fr;gap:16px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:transform .2s,border-color .2s;min-height:190px}.card:hover{border-color:#7e6a49;transform:translateY(-3px)}.card-icon{width:46px;height:46px;background:#2c302c;border:1px solid #4e503d;border-radius:12px;display:grid;place-items:center;color:var(--gold);font-size:22px;margin-bottom:20px}.card p{color:var(--muted);font-size:14px;margin:0}.card .small-link{display:inline-block;color:var(--gold);font-weight:800;font-size:12px;margin-top:17px}.tools-wrap{display:grid;gap:24px;align-items:start}.calculator{background:#152233;border:1px solid #415064;border-radius:22px;padding:24px}.calc-grid{display:grid;gap:16px}.field label{display:block;font-weight:700;font-size:13px;margin-bottom:7px}.field input{width:100%;padding:13px 14px;background:#0c1623;border:1px solid #3b4a5d;color:#fff;border-radius:10px;outline:0}.field input:focus{border-color:var(--gold)}.calc-output{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.result{padding:17px;background:#0c1623;border:1px solid #2c3c4d;border-radius:12px}.result span{display:block;color:var(--muted);font-size:12px}.result strong{display:block;color:var(--gold2);font:800 clamp(1.2rem,3vw,1.8rem) Manrope;margin-top:6px}.fineprint{font-size:12px;color:#aab8c9;margin:16px 0 0}.tools-copy p,.editorial p{color:var(--muted)}.editorial{display:grid;gap:20px;align-items:center}.note{border-left:3px solid var(--gold);padding:20px;background:#16202d;border-radius:0 12px 12px 0}.note strong{display:block;margin-bottom:8px}.footer{padding:46px 0 24px;background:#080c13;border-top:1px solid #253142}.footer-grid{display:grid;gap:25px}.footer h3{font-size:14px}.footer p,.footer a{color:#a4b0bf;font-size:13px}.footer-links{display:grid;gap:9px}.footer-bottom{border-top:1px solid #233040;padding-top:20px;margin-top:35px;color:#8593a4;font-size:12px}.breadcrumbs{padding:18px 0;color:var(--muted);font-size:13px}.page-title{padding:46px 0}.page-title h1{font-size:clamp(2.3rem,5vw,4rem)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(min-width:640px){.cards{grid-template-columns:repeat(2,1fr)}.calc-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:2fr 1fr 1fr}}@media(min-width:960px){.nav{display:flex}.menu-button,.mobile-nav{display:none!important}.hero-grid{grid-template-columns:1.35fr .8fr;align-items:center}.cards{grid-template-columns:repeat(3,1fr)}.tools-wrap{grid-template-columns:.8fr 1.2fr}.editorial{grid-template-columns:1fr 1fr}.hero{padding:100px 0 90px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
/* High Rollers AU premium design system v2: wider, accessible type, CSS-only hero */
:root{--bg:#0a1020;--surface:#14223a;--surface2:#1a2d4a;--line:#334764;--text:#f4f7ff;--muted:#bfcee3;--gold:#e4b95b;--gold2:#f5d68d;--radius:20px;--max:1440px}
html{font-size:17px}body{font-size:1rem;line-height:1.7;background:#0a1020}p,li{font-size:1rem}small,.eyebrow,.panel-tag,.pill,.trust,.mini-card p,.card p,.card .small-link,.link-arrow,.field label,.result span,.fineprint,.footer p,.footer a,.footer-bottom,.breadcrumbs,.nav a,.footer h3{font-size:max(16px,.94rem);line-height:1.55}
h1{font-size:clamp(2.25rem,4.1vw,3.5rem)}h2{font-size:clamp(1.75rem,2.6vw,2.3rem)}h3{font-size:clamp(1.35rem,1.7vw,1.65rem)}.lead{font-size:clamp(1.05rem,1.45vw,1.2rem)}.container{width:min(calc(100% - 36px),var(--max))}.brand-logo{display:block;width:clamp(180px,18vw,255px);height:auto}.brand{gap:0}.header{background:rgba(10,16,32,.95)}.header-inner{min-height:86px}.nav{gap:clamp(12px,1.25vw,22px)}.nav a{font-size:16px}.menu-button{width:48px;height:48px}.btn{min-height:50px;font-size:16px;padding:14px 22px}.hero{position:relative;isolation:isolate;overflow:hidden;background:radial-gradient(ellipse 58% 80% at 90% 25%,rgba(54,106,205,.32),transparent 70%),radial-gradient(ellipse 35% 70% at 77% 85%,rgba(228,185,91,.13),transparent 70%),linear-gradient(120deg,#091222 0%,#10244a 58%,#17253b 100%)}.hero:before{content:'';position:absolute;inset:0;z-index:-1;opacity:.22;background-image:linear-gradient(rgba(130,167,218,.17) 1px,transparent 1px),linear-gradient(90deg,rgba(130,167,218,.17) 1px,transparent 1px);background-size:54px 54px;mask-image:linear-gradient(90deg,transparent 10%,#000 90%)}.hero:after{content:'';position:absolute;right:-110px;top:-180px;width:570px;height:570px;border:1px solid rgba(228,185,91,.15);border-radius:50%;box-shadow:0 0 0 85px rgba(76,127,219,.035),0 0 0 180px rgba(228,185,91,.025);pointer-events:none}.hero-panel{background:linear-gradient(145deg,rgba(32,57,95,.93),rgba(12,25,44,.96));border-color:#46658b;box-shadow:0 25px 80px #0006}.mini-card{background:#11213a}.card{background:linear-gradient(155deg,#192b48,#122039);padding:28px}.card:hover{border-color:#e4b95b}.card-icon{width:58px;height:58px;background:#223657}.card-icon img{width:42px;height:42px;object-fit:contain}.section{padding:82px 0}.section-alt{background:#0d192b}.calculator{background:linear-gradient(145deg,#1b3050,#122139);padding:clamp(22px,3vw,38px)}.field input{min-height:50px;font-size:17px}.result{padding:20px}.footer{background:#080e1b}.footer-grid{gap:35px}.footer p,.footer a{line-height:1.65}.trust-resources{border-top:1px solid var(--line);padding-top:30px;margin-top:38px}.trust-resources h3{font-size:1.25rem}.trust-resources>p{max-width:850px}.trust-logo-grid{display:grid;grid-template-columns:repeat(1,minmax(0,1fr));gap:14px;margin:20px 0}.trust-logo-grid a{min-height:96px;display:flex;align-items:center;justify-content:center;padding:22px;background:linear-gradient(130deg,#1c304c,#14233a);border:1px solid #395071;border-radius:16px;transition:border-color .2s}.trust-logo-grid a:hover{border-color:var(--gold)}.trust-logo-grid img{width:100%;max-width:230px;height:56px;object-fit:contain}.trust-disclaimer{font-size:16px!important;color:var(--muted)}.footer-bottom{margin-top:28px}.page-title h1{font-size:clamp(2.2rem,4vw,3.3rem)}
@media(min-width:700px){.trust-logo-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(min-width:960px){.hero-grid{grid-template-columns:minmax(0,1.2fr) minmax(380px,.8fr);gap:60px}.hero{padding:112px 0 105px}.tools-wrap{grid-template-columns:.9fr 1.1fr;gap:64px}.nav{display:flex}}
@media(min-width:960px) and (max-width:1250px){.nav{gap:11px}.nav a{font-size:14px}.brand-logo{width:190px}}
@media(max-width:959px){.nav{display:none}.menu-button{display:flex}.hero{padding:60px 0}.section{padding:64px 0}}
@media(max-width:480px){.container{width:calc(100% - 32px)}.hero-actions .btn{width:100%}.calc-output{grid-template-columns:1fr 1fr}.result{padding:14px}.result strong{font-size:1.15rem}}

/* v3: readable typography and wide editorial layout */
:root{--max:1440px;--bg:#0a1020;--surface:#14233b;--surface2:#192d49;--gold:#e4b95b}
body{font-size:16px;line-height:1.7}
p,li,td,th{font-size:1rem} .eyebrow,.pill,.panel-tag,.small-link,.trust-disclaimer{font-size:.8125rem} .nav a{font-size:14px}
.hero{background:radial-gradient(ellipse at 84% 15%,rgba(65,113,210,.23),transparent 55%),linear-gradient(115deg,#0a1020,#112447 62%,#17253a)}
.editorial-layout{display:grid;grid-template-columns:minmax(0,1fr);gap:38px;align-items:start}.article-content{max-width:900px}.article-content section{padding:12px 0 26px;scroll-margin-top:95px}.article-content h2{margin-top:26px}.article-content h3{font-size:clamp(1.25rem,2vw,1.5rem);margin-top:25px}.article-content p,.article-content li{line-height:1.8}.article-content a{color:var(--gold2);text-decoration:underline;text-underline-offset:3px}.article-content table{display:block;overflow-x:auto;border-collapse:collapse;width:100%;margin:22px 0 30px}.article-content th,.article-content td{border:1px solid var(--line);padding:13px 16px;text-align:left;min-width:140px}.article-content th{background:#1a2e4c}.article-content tr:nth-child(even){background:#101d31}.article-content ul,.article-content ol{padding-left:24px}.article-aside{display:grid;gap:18px}.aside-card{background:linear-gradient(145deg,#1a3152,#12223a);border:1px solid #3a5274;border-radius:18px;padding:24px}.aside-card h2{font-size:1.25rem}.aside-card a:not(.btn){color:var(--gold2)}
@media(min-width:1100px){.editorial-layout{grid-template-columns:minmax(0,1fr) 290px;gap:48px}.article-aside{position:sticky;top:110px}.article-content{max-width:900px}}

/* Luxury Dark 3.0 — accessible, mobile-first, 16px body */
:root{--bg:#070d19;--surface:#111d31;--surface2:#1b2b43;--line:#64513770;--text:#f7f3e9;--muted:#b9c6d8;--gold:#e8bb57;--gold2:#fff0ba;--max:1440px}
html{font-size:16px}body{font-size:16px;background:var(--bg);color:var(--text)}body:before{background:radial-gradient(ellipse 50% 70% at 80% 0%,#23436a70,transparent 80%)}
.header{background:#080f1deF;border-bottom:1px solid #a7834838;box-shadow:0 6px 30px #0003}.header-inner{min-height:82px}.nav a{font-size:14px;color:#d0d4de}.nav a:hover{color:#f5d38b}.brand-logo{width:clamp(185px,19vw,270px)}
.hero{margin:26px auto 22px;width:min(calc(100% - 32px),1440px);padding:clamp(30px,5vw,72px) clamp(20px,4vw,64px);border:1px solid #a77c436e;border-radius:23px;background:radial-gradient(ellipse at 85% 10%,#9d78352d,transparent 42%),radial-gradient(ellipse at 28% 110%,#23518c59,transparent 58%),linear-gradient(125deg,#111f35,#0b1527 58%,#1d1c29);box-shadow:0 24px 70px #0007,inset 0 1px #f3d39124}
.hero:before{opacity:.24;background-image:linear-gradient(#b6a47c14 1px,transparent 1px),linear-gradient(90deg,#b6a47c14 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(90deg,transparent,#000)}.hero:after{border-color:#e5b9632e;box-shadow:0 0 0 45px #e5b96308,0 0 0 100px #e5b96306;top:-200px;right:-120px}.hero .container{width:100%;max-width:none}.hero-grid{gap:32px}.hero h1{font-size:clamp(2.25rem,4.4vw,3.65rem);line-height:1.12;letter-spacing:-.045em;max-width:750px}.gold-text{background:linear-gradient(115deg,#fff1c1,#e7b74f 55%,#b87c2b);background-clip:text;-webkit-background-clip:text;color:transparent}.hero .lead{font-size:16px;line-height:1.75;color:#c5d0df}.eyebrow{color:#f0c976;font-size:12px;letter-spacing:.16em}.btn{font-size:15px;min-height:49px}.btn-primary{background:linear-gradient(125deg,#fff0ae,#e5b650 60%,#b9822f);color:#1a160e;border:1px solid #e9c477;box-shadow:0 8px 24px #dba74236,inset 0 1px #fff9db}.btn-secondary{background:#ffffff0b;border-color:#c4a36367;color:#f4e9d2}.hero-panel{background:linear-gradient(135deg,#26344bdc,#111d30ed);border:1px solid #c4a05c78;box-shadow:0 20px 65px #0009,inset 0 1px #ffffff22;backdrop-filter:blur(10px)}.mini-card{background:linear-gradient(140deg,#152840,#111c30);border-color:#9f804a55}.mini-card strong{font-size:clamp(21px,2.5vw,29px)}.mini-card p{font-size:14px;line-height:1.6}.spark{height:104px}.pill{color:#f5d897;border-color:#b99b5c77}.link-arrow{color:#f0c976;font-size:14px}.section{padding:52px 0}.luxury-topics{padding:36px 0 22px}.topic-heading{max-width:820px}.topic-heading h2{font-size:clamp(1.75rem,3vw,2.3rem);margin:12px 0}.topic-heading p{color:#b9c6d8;line-height:1.7}.topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin-top:23px}.topic-card{position:relative;overflow:hidden;display:flex;flex-direction:column;gap:9px;min-height:185px;padding:21px 18px;background:linear-gradient(145deg,#1c2c45,#101b2e 75%,#1b1c28);border:1px solid #ae88494f;border-radius:16px;box-shadow:0 10px 30px #0004;transition:transform .2s,border-color .2s}.topic-card:hover{transform:translateY(-3px);border-color:#e8bd6a}.topic-icon{width:43px;height:43px;display:grid;place-items:center;background:linear-gradient(145deg,#50432d,#202b3c);border:1px solid #cda65b70;border-radius:12px;color:#f4d18c;font-size:24px;margin-bottom:10px}.topic-card strong{font-size:16px}.topic-card>span:nth-of-type(2){color:#b8c5d7;font-size:14px;line-height:1.55}.topic-arrow{position:absolute;right:18px;top:20px;color:#e6c47b}.editorial-body,.article-content{min-width:0}.article-content h2{margin-top:38px}.article-content h3{margin-top:25px}.article-content p,.article-content li{line-height:1.78}.article-content a{color:#e9c67b;text-decoration:underline;text-decoration-color:#c79d5780;text-underline-offset:3px}.article-content table{display:block;max-width:100%;overflow-x:auto}.article-content th{background:#25354d}.article-content td{background:#111d2f}.article-content th,.article-content td{border-color:#526078}.article-aside .aside-card{background:linear-gradient(145deg,#192b44,#101b2d);border-color:#ac89534d}.footer{background:#080e1a;border-top-color:#a7834835}.trust-logo-grid a{background:linear-gradient(145deg,#21314a,#131e30);border-color:#aa8c5657}.trust-logo-grid a:hover{border-color:#e8bd6a}
@media(min-width:900px){.topic-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.hero-grid{grid-template-columns:minmax(0,1.12fr) minmax(350px,.88fr);align-items:center;gap:clamp(25px,4vw,68px)}}
@media(max-width:600px){.hero{width:calc(100% - 20px);padding:29px 17px;margin:12px auto 18px;border-radius:17px}.hero h1{font-size:clamp(2rem,8vw,2.6rem)}.topic-grid{gap:10px}.topic-card{min-height:175px;padding:16px 12px}.topic-card>span:nth-of-type(2){font-size:13px}.hero-actions .btn{width:100%}.section{padding:38px 0}.luxury-topics{padding:26px 0 15px}}
@media(prefers-reduced-motion:reduce){.topic-card{transition:none}}
/* V5 — editorial article system */
.article-shell{padding-top:22px;padding-bottom:70px}.breadcrumbs{display:flex;align-items:center;gap:12px;color:#a8b7c9;font-size:13px;margin:12px 0 22px;flex-wrap:wrap}.breadcrumbs a{color:#e9c474;text-decoration:none}.article-hero{position:relative;isolation:isolate;overflow:hidden;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(220px,.5fr);align-items:center;gap:20px;padding:clamp(28px,5vw,65px);background:radial-gradient(ellipse at 85% 20%,#a57b3030,transparent 45%),radial-gradient(ellipse at 15% 110%,#28508b45,transparent 50%),linear-gradient(125deg,#142239,#0a1425 70%,#1d1b29);border:1px solid #b08a4a70;border-radius:20px;box-shadow:0 25px 60px #0006,inset 0 1px #ffe8ac21}.article-hero:before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(#e2c27c0b 1px,transparent 1px),linear-gradient(90deg,#e2c27c0b 1px,transparent 1px);background-size:45px 45px}.article-kicker,.sidebar-title{font-size:12px;font-weight:800;letter-spacing:1.8px;color:#e8c376}.article-hero h1{font-size:clamp(32px,4vw,56px);line-height:1.14;letter-spacing:-1.5px;margin:17px 0 21px;color:#f6f2e9}.article-lead p{font-size:17px;line-height:1.72;color:#c3cede;max-width:800px}.article-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.article-hero-actions .btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;border-radius:9px;text-decoration:none;font-size:14px;font-weight:750}.btn-gold{background:linear-gradient(125deg,#fff0b2,#e4b650 60%,#b78535);color:#1b160a!important;box-shadow:0 6px 25px #b98c3438}.btn-outline{border:1px solid #caa8666b;color:#f3e6c9!important;background:#fff1}.article-hero-art{position:relative;min-height:240px;display:flex;flex-direction:column;justify-content:center;align-items:center}.art-ring{position:absolute;width:220px;height:220px;border:1px solid #e9bc6655;border-radius:50%;box-shadow:0 0 0 24px #d9ae4c0b,0 0 0 52px #d9ae4c08,0 0 65px #e3b7551e}.art-monogram{font-size:65px;letter-spacing:-6px;font-weight:900;font-style:italic;background:linear-gradient(130deg,#fff1bd,#e6b851,#aa762b);background-clip:text;-webkit-background-clip:text;color:transparent;z-index:1}.art-monogram span{font-size:24px;letter-spacing:-1px}.art-label{z-index:1;font-size:10px;letter-spacing:1.6px;color:#cdb47d}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:30px;margin-top:34px;align-items:start}.article-main{min-width:0}.article-meta{color:#a9b7c9;font-size:13px;padding:0 0 18px;border-bottom:1px solid #b18b4740;margin-bottom:24px}.longform{color:#c8d3e1;font-size:16px;line-height:1.78}.longform section{margin:0 0 36px;scroll-margin-top:100px}.longform h2{font-size:clamp(24px,2.6vw,34px);line-height:1.25;letter-spacing:-.6px;color:#f7f1e5;margin:42px 0 18px}.longform h3{font-size:21px;line-height:1.35;color:#f0d394;margin:27px 0 12px}.longform p{font-size:16px;line-height:1.78;margin:0 0 18px}.longform a,.article-end a{color:#f0c979;text-underline-offset:3px}.longform strong{color:#f4eee3}.longform ul,.longform ol{padding-left:24px;margin:15px 0 24px}.longform li{margin:0 0 10px;padding-left:3px}.longform blockquote,.longform .editorial-note{border-left:3px solid #e0b75d;background:linear-gradient(120deg,#27334a,#18253a);padding:18px 22px;border-radius:0 10px 10px 0;margin:25px 0;color:#dce1e9}.table-scroll{overflow-x:auto;margin:24px 0 30px;border:1px solid #a8874c66;border-radius:12px}.longform table{border-collapse:collapse;width:100%;min-width:540px;font-size:15px}.longform caption{caption-side:top;text-align:left;color:#f2d08a;font-weight:700;padding:15px;background:#19283e}.longform th{background:#293951;color:#f5d58e;text-align:left;font-weight:700}.longform th,.longform td{padding:14px 15px;border-bottom:1px solid #63748a4d;vertical-align:top}.longform tr:nth-child(even) td{background:#18263a}.longform tr:last-child td{border-bottom:0}.sidebar-panel{position:sticky;top:100px;border:1px solid #a8894b55;border-radius:15px;padding:23px 20px;background:linear-gradient(150deg,#1b2b42,#101b2c);box-shadow:0 15px 35px #0004}.sidebar-panel ol{list-style:none;margin:15px 0 0;padding:0}.sidebar-panel li{border-bottom:1px solid #e3c47c17}.sidebar-panel li a{display:block;padding:9px 0;color:#c5d1df;text-decoration:none;font-size:14px;line-height:1.45}.sidebar-panel li a:hover{color:#f2cd81}.sidebar-note{margin-top:20px;padding-top:18px;border-top:1px solid #b18b4740}.sidebar-note strong{color:#f0ce85;font-size:14px}.sidebar-note p{color:#aebdd0;font-size:13px;line-height:1.6;margin:9px 0 0}.article-end{margin-top:45px;padding:27px;background:linear-gradient(135deg,#1b2b43,#121e30);border:1px solid #a8894b55;border-radius:14px}.article-end h2{margin:0 0 12px;font-size:25px}.article-end p{font-size:16px;color:#c5d0df}.article-end-links{display:flex;flex-wrap:wrap;gap:14px}.article-end-links a{font-size:14px}.longform section[id]{scroll-margin-top:105px}
@media(max-width:950px){.article-grid{grid-template-columns:minmax(0,1fr)}.article-sidebar{order:-1}.sidebar-panel{position:static}.sidebar-panel ol{columns:2}.article-hero{grid-template-columns:1fr}.article-hero-art{display:none}}
@media(max-width:600px){.article-shell{padding-top:12px}.article-hero{padding:25px 19px}.article-hero h1{font-size:clamp(30px,8vw,39px)}.article-lead p{font-size:16px}.article-grid{gap:15px;margin-top:22px}.sidebar-panel ol{columns:1}.longform h2{margin-top:33px}.longform table{font-size:14px}.article-meta{line-height:1.7}.article-end{padding:19px}}

/* Luxury v6: page-specific interactive elements */
.context-tool{margin:32px 0;padding:26px;border:1px solid #b9904c80;border-radius:18px;background:radial-gradient(ellipse at 100% 0%,#98702e24,transparent 55%),linear-gradient(145deg,#1d2c43,#101a2c);box-shadow:0 18px 42px #0005,inset 0 1px #e7ca8525;color:#f4f1e9}.context-tool h2{margin:10px 0 8px;font-size:clamp(23px,2.8vw,30px)}.context-tool p{font-size:16px;line-height:1.65;color:#c4cfdd}.context-tool-kicker{font-size:12px;font-weight:800;letter-spacing:1.6px;color:#f0c878}.context-tool-fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin:20px 0}.context-tool-fields label{display:flex;flex-direction:column;gap:8px;font-size:14px;color:#e3e7ee;font-weight:650}.context-tool-fields input{width:100%;min-height:48px;border-radius:9px;border:1px solid #9b845a;background:#0b1627;color:#fff;font:inherit;font-size:16px;padding:10px 12px}.context-tool-fields input:focus-visible,.context-checklist input:focus-visible{outline:3px solid #f1cb7d;outline-offset:2px}.context-tool-result{border:1px solid #c29a515a;border-radius:11px;background:#091526;padding:18px;display:flex;flex-direction:column;gap:7px}.context-tool-result strong{color:#f6d18a;font-size:clamp(22px,3vw,30px)}.context-tool-result span{color:#c2cddd;font-size:14px;line-height:1.5}.context-tool-warning{font-size:13px!important;color:#b5c1d1!important;margin:13px 0 0!important}.context-checklist{display:grid;gap:10px;margin-top:17px}.context-checklist label{display:flex;align-items:flex-start;gap:12px;background:#101d31;border:1px solid #9e814c55;border-radius:9px;padding:13px 15px;font-size:16px;line-height:1.5}.context-checklist input{accent-color:#e4b963;width:19px;height:19px;flex:none;margin-top:3px}.context-checklist p{margin:8px 0 0}.sticky-offer[hidden]{display:none!important}.sticky-offer{position:fixed;z-index:1000;left:50%;bottom:16px;transform:translateX(-50%);width:min(850px,calc(100% - 28px));border-radius:16px;border:1px solid #e4bb68;box-shadow:0 15px 55px #000c,0 0 40px #d7a44340;background:radial-gradient(ellipse at 90% 0%,#a7793a66,transparent 58%),linear-gradient(110deg,#17253b,#10192b);color:#fff;animation:offer-arrive .4s ease-out}.sticky-offer-inner{display:flex;align-items:center;gap:17px;padding:16px 17px}.sticky-offer-copy{display:flex;flex-direction:column;gap:3px;flex:1;min-width:0}.sticky-offer-eyebrow{font-size:10px;letter-spacing:1.4px;color:#f4cc79;font-weight:850}.sticky-offer-copy strong{font-size:19px;color:#fff4d5}.sticky-offer-note{font-size:12px;color:#cbd4e0;line-height:1.35}.sticky-offer-action{display:flex;align-items:center;justify-content:center;min-height:49px;padding:0 23px;flex:none;border-radius:9px;background:linear-gradient(125deg,#fff0b1,#e9b851 55%,#c08b37);color:#1b170e!important;text-decoration:none!important;font-size:15px;font-weight:850;box-shadow:0 6px 22px #dfae4840}.sticky-offer-action:hover{filter:brightness(1.1)}.sticky-offer-close{align-self:flex-start;background:transparent;border:1px solid #9e9a90;color:#fff;border-radius:50%;width:29px;height:29px;font-size:21px;line-height:1;cursor:pointer;flex:none}@keyframes offer-arrive{from{opacity:0;transform:translate(-50%,25px)}to{opacity:1;transform:translate(-50%,0)}}body{padding-bottom:0}@media(max-width:650px){.context-tool{padding:19px 15px}.context-tool-fields{grid-template-columns:1fr}.sticky-offer{bottom:9px;width:calc(100% - 16px)}.sticky-offer-inner{padding:12px;gap:9px;flex-wrap:wrap}.sticky-offer-copy{flex-basis:calc(100% - 40px)}.sticky-offer-copy strong{font-size:16px}.sticky-offer-action{flex:1;min-height:46px}.sticky-offer-close{order:0}.sticky-offer-note{font-size:11px}}@media(prefers-reduced-motion:reduce){.sticky-offer{animation:none}}

/* v7 premium navigation, sticky offer and contextual visualisations */
:root{--max:1440px;--gold:#e9bf69;--gold2:#ffe1a0}
.nav-mega{display:flex;align-items:center;gap:clamp(9px,1.4vw,24px)}.nav-group{position:relative}.nav-group>summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:7px;white-space:nowrap;font-size:14px;font-weight:650;padding:14px 2px}.nav-group>summary::-webkit-details-marker{display:none}.nav-group>summary:after{content:'⌄';color:#e9bf69;font-size:16px}.nav-dropdown{position:absolute;z-index:60;top:100%;left:-15px;width:255px;padding:11px;background:linear-gradient(145deg,#1b2b42,#101b2d);border:1px solid #bc95564d;border-radius:14px;box-shadow:0 18px 45px #0009;display:flex;flex-direction:column;gap:3px}.nav-dropdown a{display:block;padding:10px 12px;border-radius:7px;font-size:14px}.nav-dropdown a:hover,.nav-dropdown a:focus-visible{background:#b8914030;color:#ffe5ac}.nav-mobile-toggle{display:none;background:#1d2b41;color:#f4d28c;border:1px solid #ab884c70;border-radius:9px;padding:10px 14px}.mobile-navigation[hidden]{display:none!important}.mobile-navigation{position:absolute;top:100%;left:0;right:0;background:#101b2c;border-bottom:1px solid #aa884b77;box-shadow:0 22px 40px #000a;padding:12px max(18px,calc((100vw - 1440px)/2));max-height:75vh;overflow:auto}.mobile-navigation details{border-bottom:1px solid #344155}.mobile-navigation summary{cursor:pointer;padding:15px 4px;color:#f2d08a;font-weight:700}.mobile-navigation a{display:block;padding:11px 18px;color:#d1d9e6;font-size:15px}
.sticky-offer{z-index:100;box-shadow:0 0 45px #d8a44530,0 18px 45px #000a;border-color:#e4b75b!important}.sticky-offer-copy strong{font-size:clamp(15px,1.4vw,18px);line-height:1.35;max-width:610px}.sticky-offer-eyebrow{color:#f1ca7a!important}.sticky-offer-action{white-space:nowrap;box-shadow:0 6px 24px #e5b54d50}.sticky-offer-close{min-width:38px;min-height:38px}
.context-visual{margin-top:22px;border:1px solid #c5a06065;border-radius:14px;background:radial-gradient(circle at 95% 0%,#c7a35a17,transparent 50%),linear-gradient(145deg,#1b2a42,#0e1b2d);padding:18px 20px;box-shadow:inset 0 1px #f4d99b16}.context-visual-heading{display:flex;align-items:center;gap:11px;color:#f4d18c;font-weight:700;font-size:15px}.context-visual-icon{display:inline-grid;place-items:center;min-width:40px;height:40px;border:1px solid #cfa75c75;border-radius:11px;background:#d4a84b20;font-size:23px}.context-visual-bars{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:17px}.context-visual-bars span{display:block;color:#bfcddd;font-size:13px;margin-bottom:7px}.visual-track{height:11px;background:#334158;border-radius:99px;overflow:hidden}.visual-track i{display:block;height:100%;width:0;border-radius:99px;background:linear-gradient(90deg,#b68432,#ffe2a0);transition:width .35s ease}.context-visual-bars>div:first-child .visual-track i{background:linear-gradient(90deg,#425f84,#829ab8)}.context-visual small{display:block;margin-top:12px;color:#a8b6c9;font-size:12px}.checklist-visual{margin-top:20px;padding:16px;background:linear-gradient(120deg,#202f47,#122036);border:1px solid #cba45a55;border-radius:12px;color:#f2d18c}.checklist-visual .visual-track{margin-top:12px}
@media(max-width:1100px){.nav-mega{display:none!important}.nav-mobile-toggle{display:inline-flex;align-items:center;gap:12px}}
@media(max-width:600px){.context-visual-bars{grid-template-columns:1fr;gap:12px}.sticky-offer-copy strong{font-size:15px}.sticky-offer-inner{gap:10px}}
@media(prefers-reduced-motion:reduce){.visual-track i{transition:none}}

/* v8: data-driven contextual diagrams */
.scenario-chart{margin:24px 0 0;padding:20px;border:1px solid #b9955859;border-radius:16px;background:linear-gradient(145deg,#0b1729,#192940);color:#f0eadc}.scenario-chart-title{font-size:18px;font-weight:750;color:#f1d18c;margin-bottom:12px}.scenario-chart svg{display:block;width:100%;height:auto;max-height:260px}.scenario-data{width:100%;border-collapse:collapse;margin:16px 0;font-size:14px}.scenario-data th,.scenario-data td{padding:9px 12px;text-align:left;border-bottom:1px solid #b9955838}.scenario-data th{color:#f1d18c}.scenario-data td{color:#e3e9f2}.scenario-note{font-size:13px;line-height:1.5;color:#bdc9d9;margin:10px 0 0}@media(max-width:600px){.scenario-chart{padding:12px}.scenario-data{font-size:12px}.scenario-data th,.scenario-data td{padding:7px 5px}}


/* Luxury editorial infographics v9 */
.topic-infographic{margin:32px 0 38px;padding:clamp(20px,3vw,34px);border:1px solid rgba(226,184,100,.45);border-radius:20px;background:radial-gradient(ellipse at 100% 0%,rgba(201,148,53,.17),transparent 44%),linear-gradient(145deg,#1a2a40,#0d1727 70%);box-shadow:0 22px 48px rgba(0,0,0,.27),inset 0 1px rgba(255,241,207,.12)}
.topic-infographic-heading{display:flex;justify-content:space-between;gap:20px;align-items:center}.topic-infographic-heading h2{font-size:clamp(23px,3vw,32px);margin:9px 0 8px;color:#f8e9c8}.topic-infographic-heading p{font-size:16px;color:#c0cbd9;margin:0}.topic-infographic-eyebrow{font-size:12px;letter-spacing:1.6px;color:#e9c271;font-weight:750}.info-deco{width:92px;min-width:72px;color:#e7bf70;filter:drop-shadow(0 0 12px rgba(229,182,80,.28))}.info-steps{padding:0;margin:26px 0 12px;list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.info-step{position:relative;min-width:0;padding:20px 15px 17px;border:1px solid rgba(209,169,96,.36);border-radius:13px;background:linear-gradient(155deg,rgba(52,68,89,.7),rgba(16,27,44,.85))}.info-step:not(:last-child):after{content:'›';position:absolute;right:-13px;top:43%;z-index:1;color:#efc77b;font-size:25px}.info-step-index{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;margin-bottom:14px;border-radius:10px;background:linear-gradient(140deg,#f6d992,#b8893e);color:#182033;font-weight:800;font-size:14px}.info-step strong{display:block;color:#f4e6c6;font-size:16px;margin-bottom:7px}.info-step p{font-size:14px;line-height:1.6;color:#b7c4d5;margin:0}.info-disclaimer{margin:14px 0 0;color:#aebdd0;font-size:12px;line-height:1.5}@media(max-width:850px){.info-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.info-step:nth-child(2):after{display:none}}@media(max-width:490px){.topic-infographic{padding:19px}.info-steps{grid-template-columns:1fr}.info-step:after{display:none!important}.info-deco{width:60px;min-width:60px}.topic-infographic-heading{align-items:flex-start}}